Hey, where's my auto insurance refund that my wife and I are suppose to be getting? We've been checking the mailbox just about every day in hopes of receiving our two $400 dollar checks.

With higher grocery bills and higher gas prices, that extra refund money will certainly help out with higher costs of living.

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According to mlive.com: 

According to data gathered by the Michigan Department of Insurance and Financial Services (DIFS), more than $906 million of the total $3 billion in surplus funds has distributed, which Whitmer attributed to "bipartisan auto insurance reform" in a statement.

What I'm getting from all of this is that there are billions of dollars heading our way in the nearby future.

Most of the people I know have already received their auto insurance refund checks. Others are patiently waiting for their checks to arrive.

And by the way, not everyone is eligible to receive an auto insurance refund. I think we should break this down for all concerned Michigan drivers, courtesy of mlive.com:

To be eligible for a refund, Michiganders must have had a car, motorcycle or RV that was insured to drive legally on Michigan roads as of 11:59 p.m. Oct. 31, 2021. The refunds are $400 per vehicle or $80 per historic vehicle, and are schedule to be sent no later than May 9.

Okay, so my wife and I should be receiving our refunds sometime before the end of May. So that means Lori and I will be getting a total of $800 dollars.

So let me break that down a little:

* $300 for a week of groceries

* $150 for a week of gas

* $350 for a weekend getaway to Mackinaw City

Sometimes it helps when you stick to a budget plan!

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